BUSINESS VAVUNIYA

SME Finance

A small-business owner and accountant reviewing invoices, inventory records and financial reports together in a modest office

7 September 2026

The Loan Application Starts at Month-End, Not at the Bank

A disciplined monthly close turns bank transactions, invoices, supplier bills and inventory into evidence a small business can use for financing decisions.

Small-business owner and bookkeeper reviewing a weekly cash-flow forecast, invoices and payment calendar

2 September 2026

Thirteen Weeks Ahead: Finding a Cash Shortfall Before It Becomes a Crisis

A rolling 13-week cash-flow forecast reveals when money is expected to arrive, when bills must be paid and how much time management has to act.